Module 7: Retirement Planning

Secure Your Financial Future

Why Plan for Retirement?

  • Financial independence
  • Maintain lifestyle
  • Healthcare costs
  • Legacy planning

Retirement Accounts

401(k) 💼

Employer-sponsored plan

IRA 🏦

Individual retirement account

Roth Options 📈

Tax-free growth

Investment Mix

Stocks: 60-80%

Growth potential

Bonds: 20-40%

Stability & income

Contribution Rules

  • 401(k): $20,500 limit
  • IRA: $6,000 limit
  • Catch-up 50+: Extra $6,500
  • Employer match: Free money!

Level 7 Challenge

Requirements:

  • Min 10% contribution
  • Stocks: 60-80%
  • Bonds: Remaining %
  • Total = 100%

Start Planning

Ready to secure your future?

Start Level 7 →